Benefits like free medical cover up to a limit of R3,500,000 and group rates instead of individual rating will apply.

All IT Contractors qualify to join the Bluechip Group Life Scheme. You may choose life cover equal to 36, 60 or 84 times your monthly income.


You will enjoy cover of up to R3,500,000 without any medical evidence of health. Should you qualify for more cover, you will have to go for medical tests. The termination age for benefits on the scheme is 70 years. All members on the Bluechip scheme also have a continuation option for when he/she reaches the age of 70. Therefore the member can continue his/her Liberty Life cover without any medical requirements except for an HIV test. The maximum age at which members can covert their benefit to an individual life policy is 64 years (age next birthday).

Group Fund Income Protection Scheme


Cover for the first 24 months is underwritten by Hollard Insurance and the continuation benefit is underwritten by Liberty Life. The financial stability of our underwriters is as important to us as to you in ensuring continuity of benefits.


All IT Contractors qualify to join the Bluechip Group Income Protection scheme. You are entitled to select one of the following two waiting periods.


Option A: Up to a maximum of R50,000 per month payable up to 24 months in the event of bodily injury or illness, but excluding the first 30 days.


Option B: Up to a maximum of R12,500 per week payable up to a maximum of 24 months, but excluding the first 7 consecutive days in the event of bodily injury or the first 14 days in the event of illness.


The first 24 months cover with Hollard Insurance will pay 100% of your salary up to a limit of R50,000. Thereafter, should your incapacity persist, you will receive cover with Liberty Life for 75% of your earnings up to a maximum of R100,000 per month.

The disability benefit will be excluded in respect of illness if an insured has attained the age of 65 years.  Cover in respect of bodily injury due to an accident will terminate on the day before the insured turns 70 years.


To apply please download the application form, complete it on your computer and email it to


Click here to download the Application form.


Click here to download the Client Authority – Advisor Appointment form.


Make sure to download the form, and if you do not have a viewer that can edit or fill in the forms electronically get a free version of, Adobe Reader here.